Business Services
Checking Accounts
Business Checking
- Free ATM/Debit Cards
- Overdraft protection with approval
- Free Internet banking and telephone banking
- Imaged bank statements
- No monthly service charge with a minimum balance of $2,000 ($10 monthly service charge with minimum balances below $2,000).
- You may opt for an e-statement
- $100 minimum opening balance is required
- Imaged bank statement or e-statement possible
Net Checking
This account offers similar benefits plus free online bill payment.- Free ATM/Debit Cards
- Overdraft protection with approval
- Free Internet banking and telephone banking
- E-statement
- No monthly service charge with a minimum balance of $1,000 ($10 monthly service charge with minimum balances below $1,000)
- $100 minimum opening balance is required
Business Money Market Accounts
Let this account optimize assets as you earn competitive interest on funds and enjoy the freedom of immediate access. With a minimum balance of $1,000, you pay no monthly service charge. A $7 monthly service charge applies if your balance is below $1,000. Enjoy overdraft protection with approval, free ATM/Debit Cards, imaged bank statements or the option of e-statements. This account allows six withdrawals per statement cycle of which 3 can be checks.Business Certificates of Deposit
Earn competitive interest with terms of 7 days to 5 years. You choose the term that best fits the current needs of your business.Business Lending
Let a First Freedom Bank professional help put together financing that meets the demands of your business. We can set up a Business Line of Credit or a package of loans, including Floorplan, Commercial Real Estate, Commercial Construction, Commercial Machinery, Commercial Auto, Inventory, Equipment, Accounts Receivables, Farm Equipment or Farm Real Estate loans. Your business is unique; let us help you with the type of loan that is right for you.Banking Conveniences
Experience the difference of business banking conveniences such as telephone banking, Internet banking, Direct Deposit, online bill payment, night depository, overdraft protection line of credit, merchant credit/debit card services, business credit cards and more. First Freedom Bank wants to be the bank you rely on for business financial needs. We'll work for your business. So you can do business.CheckCard
It's like writing a check without having to write a check. Use your First Freedom CheckCard any place that accepts MasterCard®. The funds come right out of your checking account. That means you have the convenience of a credit card without the finance charges of a credit card. Your CheckCard also doubles as an ATM card.There's great news about our CheckCards! Now, with every debit card purchase you make, you'll be earning points in our ScoreCard® rewards program. Just make your purchases as usual. Swipe, select credit (instead of selecting debit and using your PIN) and sign.*
The points will begin to accrue automatically. Visit www.ScorecardRewards.com—you'll find a wide range of exciting rewards.
Debit Card Rewards
First Freedom has implemented a rewards program for purchases made with our checking account debit cards. Debit cards offer a lot of great conveniences like quick transactions in stores and online, and the ability to withdraw cash from an ATM any time of day. When you make purchases with your debit card, a merchant will often ask if you'd like to use the card as debit or credit. To earn rewards points, just reply "credit." Since your card has a MasterCard® logo on it, it can be used this way, still deducting the funds from your checking account automatically, without the need to enter your PIN. Sign* the receipt and the points will automatically post to your account.
So what will it be—a vacation getaway or a nice gift for you or someone else? Visit www.ScorecardRewards.com to find a wide range of debit rewards like cruises, flights, hotels, name-brand jewelry, electronics, housewares, sporting goods and so much more. If you don't have a debit card, stop in to either location and fill out a quick application. You'll be earning points in no time!
*Signature may not always be required, but points will accrue when credit option is chosen over using a debit PIN.
First Freedom Bank offers you a new complimentary, online security service to add protection against unauthorized use of your First Freedom Bank MasterCard Debit Card when you shop online at participating merchants. Click here today to create your own private code.
After you have registered, the next time you shop online at participating merchants a window will appear from First Freedom Bank asking you to confirm your identity. This service adds more peace of mind when you're on line.
Credit Cards
First Freedom may be a local bank, but our Visa and MasterCard credit cards are accepted all over the world. Competitive interest rates, real buying convenience.To find out more or to apply for a card, call First Freedom at (615) 444-1280.
On-Call Telephone Banking
With telephone banking from First Freedom Bank, your account information is as close as your phone, any time day or night.- Get important account information
- Make a balance inquiry
- Review recent transaction activity
- Check on the status of a specific check
To get started with telephone banking, call us at (615) 444-1280.
E-statements
If you prefer, we'll email your monthly statement rather than mailing a hard copy.No more paper statements to keep track of. Your filing cabinet will thank you.
Other Conveniences
- Safe Deposit Box
- 24-Hour Depository
- Bank-by-Mail
Banking Loans
Let a First Freedom Bank professional help put together financing that meets the demands of your business. We can set up a Business Line of Credit or a package of loans, including:- Floorplan
- Commercial Real Estate
- Commercial Construction
- Commercial Machinery
- Commercial Auto
- Inventory
- Equipment
- Accounts Receivables
- Farm Equipment
- Farm Real Estate
