Skip to main content
FDIC FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Personal Checking Accounts

Personal Checking Accounts

Our personal checking accounts are the cornerstone of banking, offering convenient and secure means to manage your day-to-day finances. First Freedom Bank offers six types of Personal Checking accounts with a wide range of services, including check-writing capabilities, debit card access, online banking, and mobile banking apps. Our accounts serve as a hub for receiving money, paying bills, and conducting everyday transactions. With features like direct deposit and automatic bill payments, personal checking accounts make life easier and enhance your money management efficiency. We invite you to compare our checking accounts; once you have chosen the right First Freedom Bank Personal Checking account, stop by your local branch, and we’ll help you get started.

Icon is a checkmark in a red circle and is decorative.
Icon is a checkmark in a red circle and is decorative.

Free Checking

  • Minimum opening balance $50
  • No monthly service charge
  • Customer pays for checks
  • Mobile Banking and Mobile Deposit*
  • Instant Issue ATM/Debit Card
  • Free Internet Banking & Bill Pay*
  • Up to 4 refundable ATM surcharge fees per statement cycle
  • E-statement only

* Third-party message, data, and/or internet service provider rates may apply, as applicable.

Open Account
Open Account
Icon is of a student, and used for decorative purposes.
Icon is of a student, and used for decorative purposes.

Student Checking

  • Minimum opening balance $50
  • No monthly service charge
  • Mobile Banking and Mobile Deposit*
  • Instant Issue ATM/Debit Card
  • Free Internet Banking & Bill Pay*†
  • Up to 4 refundable ATM surcharge fees per statement cycle
  • E-statement only
  • Age limit up to 23 years old

* Third-party message, data, and/or internet service provider rates may apply, as applicable.

†Parental or guardian authorization required for minors

FIND YOUR LOCAL OFFICE
FIND LOCAL OFFICE
Icon is a red wallet, and used for decorative purposes.
Icon is a red wallet, and used for decorative purposes.

Regular Checking

  • Minimum opening balance $100
  • No monthly service charge with minimum $500 balance ($6 service charge each statement cycle for balances below $500)
  • Mobile Banking and Mobile Deposit*
  • Instant Issue ATM/Debit Card
  • Free Internet Banking & Bill Pay*
  • Up to 10 refundable ATM surcharge fees per statement cycle
  • Imaged bank statement or e-statement available

* Third-party message, data, and/or internet service provider rates may apply, as applicable.

FIND YOUR LOCAL OFFICE
FIND LOCAL OFFICE
Icon represents the First Freedom Bank logo, and is used for decorative purposes.
Icon represents the First Freedom Bank logo, and is used for decorative purposes.

Freedom Checking

  • For veterans and customers 50 & older
  • Minimum opening balance $100
  • Earns interest
  • No monthly service charge
  • Mobile Banking and Mobile Deposit*
  • Instant Issue ATM/Debit Card
  • Up to 10 refundable ATM surcharge fees per statement cycle
  • Imaged bank statement or e-statement available
  • Free checks
  • Includes free notary service and free official checks
  • Discount on safe deposit box

* Third-party message, data, and/or internet service provider rates may apply, as applicable.

FIND YOUR LOCAL OFFICE
FIND LOCAL OFFICE
First Freedom Bank - Interest Checking
First Freedom Bank - Interest Checking

Interest Checking

  • Minimum opening balance $100
  • Earns interest
  • No monthly service charge with minimum $1,000 balance ($7 service charge each statement cycle for balances below $1,000)
  • Customer pays for checks
  • Mobile Banking and Mobile Deposit*
  • Instant Issue ATM/Debit Card
  • Free Internet Banking & Bill Pay*
  • Up to 10 refundable ATM surcharge fees per statement cycle
  • Imaged bank statement or e-statement available

* Third-party message, data, and/or internet service provider rates may apply, as applicable.

FIND YOUR LOCAL OFFICE
FIND LOCAL OFFICE
Icon is of 5 red stars in a circle, and is used for decorative purposes.
Icon is of 5 red stars in a circle, and is used for decorative purposes.

Star Checking

  • Minimum opening balance $100
  • Earns premium interest*
  • No monthly service charge
  • Customer pays for checks
  • Mobile Banking and Mobile Deposit**
  • Instant Issue ATM/Debit Card
  • Free Internet Banking & Bill Pay**
  • Nationwide ATM Surcharge Refunds (up to $25 per statement cycle)*
  • E-statement only

*Customer must meet qualifying criteria each statement cycle to earn the premium interest rate and receive Nationwide ATM surcharge refunds. Ask one of our Personal Bankers for more information.
** Third-party message, data, and/or internet service provider rates may apply, as applicable.

OPEN ACCOUNT
OPEN ACCOUNT

How Can We Help?