Personal Checking Accounts

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Free Checking

  • Minimum opening balance $50
  • Customer pays for checks
  • Instant Issue ATM/Debit Card
  • Overdraft line of credit with approval
  • No monthly service charge
  • Mobile Banking & Mobile Deposit*
  • E-statement only
  • Free Internet Banking & Bill Pay*
  • Up to 4 refundable ATM surcharge fees per statement cycle
    * Third-party message, data, and/or internet service provider rates may apply as applicable.
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Student Checking

  • Minimum opening balance $50
  • Instant Issue ATM/Debit Card
  • Overdraft line of credit with approval
    (cannot be a minor)
  • No monthly service charge
  • Mobile Banking & Mobile Deposit*
  • E-statement only
  • Free Internet Banking & Bill Pay*
  • Age limit up to 23-years-old
  • Up to 4 refundable ATM surcharge fees per statement cycle

* Third-party message, data, and/or internet service provider rates may apply as applicable.

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Regular Checking

  • Minimum opening balance $100
  • Instant Issue ATM/Debit Card
  • Overdraft line of credit with approval
  • No monthly service charge with a minimum $500 balance ($6 service charge each statement cycle for balances below $500)
  • Mobile Banking & Mobile Deposit*
  • Up to 10 refundable ATM surcharge fees per statement cycle
  • Free Internet Banking & Bill Pay*
  • Imaged bank statement or e-statement available
    * Third-party message, data, and/or internet service provider rates may apply as applicable.
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Freedom Checking

  • For veterans and customers 50 & older
  • Minimum opening balance $100
  • Earns interest
  • Instant Issue ATM/Debit Card
  • Up to 10 refundable ATM surcharge fees per statement cycle
  • Overdraft line of credit with approval
  • Free checks
  • Includes free notary and free official checks
  • Free Internet Banking & Free Bill Pay*
  • No monthly service charge
  • Mobile Banking & Mobile Deposit*
  • Imaged bank statement or e-statement available
  • Discount on safe deposit box
    * Third-party message, data, and/or internet service provider rates may apply as applicable.
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Interest Checking

  • Minimum opening balance $100
  • Earns interest
  • Instant Issue ATM/Debit Card
  • Free Internet Banking & Bill Pay*
  • Up to 10 refundable ATM surcharge fees per statement cycle
  • Overdraft line of credit with approval
  • Imaged bank statement or e-statement available
  • No monthly service charge with minimum $1,000 balance ($7 service charge each statement cycle for balance below $1,000)
  • Mobile Banking & Mobile Deposit*
    * Third-party message, data, and/or internet service provider rates may apply as applicable.
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Star Checking

  • Minimum opening balance $100
  • Earns premium interest*
  • No monthly service charge
  • Mobile Banking & Mobile Deposit**
  • Nationwide ATM Refunds (up to $25 per statement cycle)*
  • Overdraft line of credit with approval
  • Free Internet Banking & Bill Pay**
  • Instant Issue ATM/Debit Card
  • E-Statement only

*Customer must meet qualifying criteria each statement cycle to earn the premium interest rate and receive Nationwide ATM refunds. Ask one of our Personal Bankers for more information.
** Third-party message, data, and/or internet service provider rates may apply as applicable.

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