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Personal Savings Accounts

Personal Savings Accounts

Gain security by placing your extra funds into one of First Freedom Bank’s Personal Savings accounts. Our Personal Savings options include Regular Savings, Personal Money Market Savings, Health Savings, Child Savings, Certificate of Deposit, and Individual Retirement. Open a Personal Savings account today and get started on the path of financial growth.

Icon is a checkmark in a red circle and is decorative.
Icon is a checkmark in a red circle and is decorative.

Regular Savings

  • Minimum opening balance $50
  • Earns interest
  • No monthly service charge
  • Mobile Banking (Third party message, data, and/or internet service provider rates may apply, as applicable.)

  • Fee charged if more than three withdrawals or transfers per statement cycle. 
  • Quarterly statement, imaged, or e-statement (a monthly statement will be provided if electronic activity occurs)
Icon is a red wallet, and used for decorative purposes.
Icon is a red wallet, and used for decorative purposes.

Personal Money Market Savings

This account offers competitive interest rates plus easy, immediate access to your funds.

  • Minimum opening balance $100
  • No monthly service charge
  • Customer pays for checks
  • Mobile Banking & Mobile Deposit (Third party message, data, and/or internet service provider rates may apply, as applicable.)
  • Instant Issue ATM/Debit Card
  • Imaged bank statement or e-statement available
  • Interest paid monthly based on balance
    • Below $2,500.00
    • $2,500.00-$9,999.99
    • $10,000.00-$24,999.99
    • $25,000.00-$49,999.99
    • $50,000.00-$99,999.99
    • $100,000.00 and above

Icon is of a student, and used for decorative purposes.
Icon is of a student, and used for decorative purposes.

Health Savings

  • Minimum opening balance $100
  • Earns interest
  • No monthly service charge
  • Customer pays for checks
  • Mobile Banking (Third party message, data, and/or internet service provider rates may apply, as applicable.)
  • Instant Issue HSA Debit Card
  • Requires proof of high deductible health plan
  • Imaged bank statement or e-statement available
Icon represents the First Freedom Bank logo, and is used for decorative purposes.
Icon represents the First Freedom Bank logo, and is used for decorative purposes.

Child Savings

  • Minimum opening balance $20
  • Earns interest
  • No monthly service charge
  • Mobile Banking (Third party message, data, and/or internet service provider rates may apply, as applicable.)
  • For children up to age 18
  • Quarterly statement, imaged or e-statement (a monthly statement will be provided if electronic activity occurs)
  • Fee charged if more than one withdrawal or transfer per statement cycle
Icon is of a percent sign combined with an upward facing arrow, and is used for decorative purposes.
Icon is of a percent sign combined with an upward facing arrow, and is used for decorative purposes.

Certificate of Deposit

This account allows you to save your money in a safe and secure investment while having the options to choose your term. First Freedom Bank CDs are available for terms of 7 days to 5 years at competitive rates. Minimum opening balance is $500. Penalty for early withdrawals applies.
Icon is of 5 red stars in a circle, and is used for decorative purposes.
Icon is of 5 red stars in a circle, and is used for decorative purposes.

Individual Retirement

It’s never too early to plan for your future. First Freedom Bank offers IRA accounts to help you plan for a secure retirement. Talk with us today for more details.

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