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About First Freedom Bank

Chairman’s Welcome

Dear Valued Customer:

We are truly honored to have you as a customer of First Freedom Bank. Your choices were endless, yet you chose us. We appreciate that and look forward to serving you like no other bank has before.

Image is of John Lancaster of First Freedom Bank.

While we prefer to see you in person, please know that First Freedom Bank is well-prepared to provide you all the technology necessary to make banking with us a snap. Of course, we have internet banking with bill-pay and mobile applications, but we also offer a wide range of debit card controls that lets you be in total control of your account. You can lock/unlock your debit card, set up card usage notifications, and customize the usage of your card to your own liking. You can also set up additional accounts online and even apply for a mortgage loan – all from the comfort of your home at any time.

For our small business customers, we offer a slew of cash management options that will help your office run smoothly and effectively.

Additionally, through this website, you can manage your First Freedom credit card and update your debit card security anytime. We also offer financial calculators through our online banking application to help you evaluate loan decisions. Need help? Call your local office or click here to send us an email. We’re honored to be your bank!

While we are confident you will find our site very user-friendly, we welcome your suggestions. We are continuously striving to better ourselves and your opinion matters to us.


John Lancaster

Chairman & CEO

First Freedom Bank History

First Freedom Bank is an independent, community-focused, full-service bank with offices in Lebanon, Mt. Juliet, Cookeville, Algood, and Gainesboro, TN.  The Bank was the dream of 17 organizers who thought it was time true community banking returned to the communities of Middle Tennessee. Local banking professionals and community leaders dreamed of a bank that would make this area a better place to live for many decades to come. That dream became a reality when First Freedom opened its first office in Lebanon in April 2006. First Freedom is a true community bank: of its more than 1,000 initial investors, more than 98% were from Middle Tennessee. The bank’s original stock offering of $20 million was raised in less than three weeks.

Since our humble beginnings in 2006, we’ve opened two new retail offices and an operations center in Mt. Juliet. Then we opened a new main office facility in Lebanon in 2012. In May of 2016, we entered Putnam and Jackson counties with offices in Cookeville, Algood, and Gainesboro. Our assets now exceed $650 million. We have approximately 75 employees. First Freedom Bank is a member of the Better Business Bureau, an Equal Housing Lender, and  Member FDIC. Additionally, First Freedom has earned the prestigious Five Star rating by Bauer Financial, the nation’s leading independent bank and credit union rating firm.